Have you ever felt like everyone is out to get you? I do all the time, every time I open the mail or look at the caller ID and wait for the collection agency number to come up. I need something to help the bleak financial outlook in my future. I may have to call one of those sell your gold places and see what kind of offer they can make me. Some day I will not need to fear the ringing of the phone or the knock at the door. I will be able to support myself someday if I get off the couch.